Call reports 2005
BANK OF TALLAHASSEE, THE — 2005
What BANK OF TALLAHASSEE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,997,000 | 62,477,000 | 67,666,000 | 65,567,000 |
| Total loans | 37,447,000 | 41,484,000 | 40,458,000 | 42,968,000 |
| Allowance for loan losses | 353,000 | 395,000 | 405,000 | 425,000 |
| Securities available for sale | 8,268,000 | 9,153,000 | 8,936,000 | 11,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,035,000 | 54,337,000 | 59,453,000 | 57,321,000 |
| Interest-bearing deposits | 38,271,000 | 44,803,000 | 47,906,000 | 47,675,000 |
| Noninterest-bearing deposits | 11,764,000 | 9,534,000 | 11,547,000 | 9,646,000 |
| Equity capital | 7,833,000 | 7,934,000 | 8,029,000 | 8,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,529,000 | 2,478,000 | 3,498,000 |
| Interest expense | 252,000 | 577,000 | 963,000 | 1,399,000 |
| Net interest income | 448,000 | 952,000 | 1,515,000 | 2,099,000 |
| Noninterest income | 41,000 | 85,000 | 126,000 | 182,000 |
| Noninterest expense | 391,000 | 831,000 | 1,302,000 | 1,826,000 |
| Provision for loan losses | 62,000 | 104,000 | 129,000 | 148,000 |
| Pretax income | 38,000 | 104,000 | 212,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 104,000 | 212,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,907,000 | 7,973,000 | 8,082,000 | 8,178,000 |
| Total capital | 8,260,000 | 8,368,000 | 8,487,000 | 8,603,000 |
| Risk-weighted assets | 40,784,000 | 45,166,000 | 45,801,000 | 48,072,000 |