Call reports 2004
BANK OF TALLAHASSEE, THE — 2004
What BANK OF TALLAHASSEE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,024,000 | 41,230,000 | 45,834,000 | 49,825,000 |
| Total loans | 25,117,000 | 26,889,000 | 28,979,000 | 32,782,000 |
| Allowance for loan losses | 248,000 | 260,000 | 280,000 | 293,000 |
| Securities available for sale | 7,069,000 | 8,891,000 | 9,063,000 | 10,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,712,000 | 33,522,000 | 37,898,000 | 41,816,000 |
| Interest-bearing deposits | 24,884,000 | 27,305,000 | 31,928,000 | 34,962,000 |
| Noninterest-bearing deposits | 4,827,000 | 6,217,000 | 5,970,000 | 6,854,000 |
| Equity capital | 5,212,000 | 7,593,000 | 7,887,000 | 7,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 876,000 | 1,421,000 | 2,037,000 |
| Interest expense | 128,000 | 281,000 | 462,000 | 680,000 |
| Net interest income | 285,000 | 595,000 | 959,000 | 1,357,000 |
| Noninterest income | 24,000 | 54,000 | 88,000 | 122,000 |
| Noninterest expense | 299,000 | 609,000 | 955,000 | 1,322,000 |
| Provision for loan losses | 23,000 | 35,000 | 57,000 | 70,000 |
| Pretax income | -13,000 | 5,000 | 35,000 | 87,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 5,000 | 35,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,078,000 | 7,722,000 | 7,817,000 | 7,869,000 |
| Total capital | 5,326,000 | 7,982,000 | 8,097,000 | 8,162,000 |
| Risk-weighted assets | 26,455,000 | 29,713,000 | 32,780,000 | 36,372,000 |