Call reports 2003
BANK OF TALLAHASSEE, THE — 2003
What BANK OF TALLAHASSEE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,431,000 | 24,081,000 | 28,231,000 | 30,692,000 |
| Total loans | 10,540,000 | 14,738,000 | 20,276,000 | 21,798,000 |
| Allowance for loan losses | 121,000 | 152,000 | 200,000 | 225,000 |
| Securities available for sale | 4,984,000 | 4,971,000 | 5,573,000 | 6,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,015,000 | 18,840,000 | 23,110,000 | 25,506,000 |
| Interest-bearing deposits | 9,665,000 | 16,070,000 | 18,582,000 | 21,550,000 |
| Noninterest-bearing deposits | 2,350,000 | 2,770,000 | 4,528,000 | 3,956,000 |
| Equity capital | 5,315,000 | 5,217,000 | 5,100,000 | 5,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 475,000 | 797,000 | 1,184,000 |
| Interest expense | 57,000 | 135,000 | 237,000 | 349,000 |
| Net interest income | 150,000 | 340,000 | 560,000 | 835,000 |
| Noninterest income | 11,000 | 25,000 | 40,000 | 62,000 |
| Noninterest expense | 276,000 | 527,000 | 790,000 | 1,032,000 |
| Provision for loan losses | 13,000 | 44,000 | 101,000 | 116,000 |
| Pretax income | -128,000 | -206,000 | -291,000 | -251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -128,000 | -206,000 | -291,000 | -251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,214,000 | 5,137,000 | 5,051,000 | 5,091,000 |
| Total capital | 5,335,000 | 5,289,000 | 5,251,000 | 5,316,000 |
| Risk-weighted assets | 11,280,000 | 15,790,000 | 20,069,000 | 22,464,000 |