Call reports 2024
RIVER BANK & TRUST — 2024
What RIVER BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,368,922,000 | 3,424,646,000 | 3,496,998,000 | 3,581,063,000 |
| Total loans | 2,274,400,000 | 2,359,498,000 | 2,433,547,000 | 2,493,635,000 |
| Allowance for loan losses | 29,855,000 | 30,916,000 | 31,075,000 | 32,089,000 |
| Securities available for sale | 584,438,000 | 596,417,000 | 632,553,000 | 610,862,000 |
| Securities held to maturity | 125,711,000 | 124,534,000 | 123,287,000 | 122,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,897,079,000 | 2,945,437,000 | 3,041,574,000 | 3,068,383,000 |
| Interest-bearing deposits | 2,246,260,000 | 2,304,059,000 | 2,400,705,000 | 2,413,018,000 |
| Noninterest-bearing deposits | 650,819,000 | 641,378,000 | 640,869,000 | 655,365,000 |
| Equity capital | 238,862,000 | 250,294,000 | 276,131,000 | 270,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 39,223,000 | 80,903,000 | 124,623,000 | 170,114,000 |
| Interest expense | 17,034,000 | 35,632,000 | 54,835,000 | 73,991,000 |
| Net interest income | 22,189,000 | 45,271,000 | 69,788,000 | 96,123,000 |
| Noninterest income | 3,780,000 | 7,878,000 | 12,207,000 | 16,974,000 |
| Noninterest expense | 15,059,000 | 30,382,000 | 45,980,000 | 62,258,000 |
| Provision for loan losses | 1,309,000 | 2,635,000 | 3,961,000 | 5,787,000 |
| Pretax income | 8,169,000 | 18,700,000 | 30,695,000 | 42,237,000 |
| Income tax | 1,899,000 | 4,366,000 | 7,321,000 | 10,083,000 |
| Net income | 6,270,000 | 14,334,000 | 23,374,000 | 32,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,001,000 | 285,284,000 | 294,553,000 | 303,556,000 |
| Total capital | 306,856,000 | 315,579,000 | 325,466,000 | 335,441,000 |
| Risk-weighted assets | 2,407,644,000 | 2,422,954,000 | 2,472,911,000 | 2,550,560,000 |