Call reports 2022
RIVER BANK & TRUST — 2022
What RIVER BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,470,893,000 | 2,501,359,000 | 2,639,704,000 | 2,833,353,000 |
| Total loans | 1,344,565,000 | 1,463,423,000 | 1,655,431,000 | 1,806,541,000 |
| Allowance for loan losses | 20,893,000 | 21,777,000 | 23,091,000 | 24,310,000 |
| Securities available for sale | 765,546,000 | 701,951,000 | 662,209,000 | 665,888,000 |
| Securities held to maturity | 139,592,000 | 137,635,000 | 132,836,000 | 131,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,256,552,000 | 2,289,111,000 | 2,436,255,000 | 2,516,624,000 |
| Interest-bearing deposits | 1,608,785,000 | 1,620,425,000 | 1,746,649,000 | 1,841,243,000 |
| Noninterest-bearing deposits | 647,767,000 | 668,687,000 | 689,606,000 | 675,382,000 |
| Equity capital | 194,174,000 | 172,682,000 | 161,609,000 | 175,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,172,000 | 39,896,000 | 62,898,000 | 88,875,000 |
| Interest expense | 820,000 | 1,640,000 | 2,983,000 | 8,307,000 |
| Net interest income | 18,352,000 | 38,256,000 | 59,915,000 | 80,568,000 |
| Noninterest income | 4,091,000 | 8,101,000 | 11,322,000 | 13,881,000 |
| Noninterest expense | 11,281,000 | 23,351,000 | 36,729,000 | 50,563,000 |
| Provision for loan losses | 0 | 930,000 | 2,260,000 | 3,840,000 |
| Pretax income | 10,574,000 | 20,810,000 | 30,186,000 | 37,984,000 |
| Income tax | 2,419,000 | 4,741,000 | 6,864,000 | 8,475,000 |
| Net income | 8,155,000 | 16,069,000 | 23,322,000 | 29,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,645,000 | 203,848,000 | 211,393,000 | 217,858,000 |
| Total capital | 214,951,000 | 224,764,000 | 234,423,000 | 242,168,000 |
| Risk-weighted assets | 1,542,883,000 | 1,672,404,000 | 1,842,341,000 | 1,969,422,000 |