Call reports 2021
RIVER BANK & TRUST — 2021
What RIVER BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,058,693,000 | 2,225,982,000 | 2,309,265,000 | 2,395,648,000 |
| Total loans | 1,225,661,000 | 1,244,758,000 | 1,255,763,000 | 1,282,164,000 |
| Allowance for loan losses | 18,027,000 | 18,912,000 | 20,051,000 | 20,925,000 |
| Securities available for sale | 643,927,000 | 780,365,000 | 849,317,000 | 876,760,000 |
| Securities held to maturity | 0 | 0 | 10,936,000 | 50,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,836,686,000 | 2,000,155,000 | 2,074,725,000 | 2,159,168,000 |
| Interest-bearing deposits | 1,317,982,000 | 1,419,381,000 | 1,499,038,000 | 1,541,172,000 |
| Noninterest-bearing deposits | 518,703,000 | 580,774,000 | 575,686,000 | 617,997,000 |
| Equity capital | 199,664,000 | 206,336,000 | 214,935,000 | 214,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,488,000 | 35,199,000 | 53,836,000 | 71,798,000 |
| Interest expense | 1,123,000 | 2,163,000 | 3,147,000 | 4,045,000 |
| Net interest income | 16,365,000 | 33,036,000 | 50,689,000 | 67,753,000 |
| Noninterest income | 3,637,000 | 7,038,000 | 10,981,000 | 15,348,000 |
| Noninterest expense | 9,694,000 | 20,331,000 | 31,487,000 | 43,505,000 |
| Provision for loan losses | 1,186,000 | 2,371,000 | 3,558,000 | 4,744,000 |
| Pretax income | 9,129,000 | 17,379,000 | 26,632,000 | 34,245,000 |
| Income tax | 2,020,000 | 3,827,000 | 5,839,000 | 7,656,000 |
| Net income | 7,109,000 | 13,552,000 | 20,793,000 | 26,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,504,000 | 172,196,000 | 179,678,000 | 185,704,000 |
| Total capital | 181,052,000 | 188,977,000 | 197,134,000 | 203,848,000 |
| Risk-weighted assets | 1,241,381,000 | 1,340,384,000 | 1,393,898,000 | 1,448,723,000 |