Call reports 2018
RIVER BANK & TRUST — 2018
What RIVER BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 821,237,000 | 855,780,000 | 871,313,000 | 1,070,362,000 |
| Total loans | 583,516,000 | 621,868,000 | 646,342,000 | 713,883,000 |
| Allowance for loan losses | 5,386,000 | 5,869,000 | 6,064,000 | 6,577,000 |
| Securities available for sale | 146,680,000 | 138,833,000 | 148,625,000 | 228,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,681,000 | 719,843,000 | 728,045,000 | 908,838,000 |
| Interest-bearing deposits | 525,708,000 | 536,281,000 | 543,740,000 | 657,434,000 |
| Noninterest-bearing deposits | 175,972,000 | 183,562,000 | 184,305,000 | 251,403,000 |
| Equity capital | 92,672,000 | 94,857,000 | 96,060,000 | 128,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,196,000 | 16,914,000 | 25,987,000 | 36,685,000 |
| Interest expense | 652,000 | 1,588,000 | 2,690,000 | 4,197,000 |
| Net interest income | 7,544,000 | 15,326,000 | 23,297,000 | 32,488,000 |
| Noninterest income | 1,430,000 | 3,129,000 | 4,880,000 | 6,634,000 |
| Noninterest expense | 5,517,000 | 11,410,000 | 17,112,000 | 25,217,000 |
| Provision for loan losses | 480,000 | 960,000 | 1,440,000 | 1,960,000 |
| Pretax income | 2,981,000 | 6,089,000 | 9,573,000 | 11,897,000 |
| Income tax | 651,000 | 1,350,000 | 2,118,000 | 2,565,000 |
| Net income | 2,330,000 | 4,739,000 | 7,455,000 | 9,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,431,000 | 87,943,000 | 90,008,000 | 109,144,000 |
| Total capital | 90,817,000 | 93,812,000 | 96,072,000 | 115,721,000 |
| Risk-weighted assets | 645,324,000 | 681,234,000 | 708,079,000 | 811,888,000 |