Call reports 2017
RIVER BANK & TRUST — 2017
What RIVER BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 808,686,000 | 811,734,000 | 809,057,000 | 823,186,000 |
| Total loans | 514,771,000 | 521,748,000 | 527,568,000 | 550,978,000 |
| Allowance for loan losses | 4,059,000 | 4,400,000 | 5,004,000 | 4,880,000 |
| Securities available for sale | 212,690,000 | 207,148,000 | 203,969,000 | 193,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,948,000 | 690,148,000 | 683,874,000 | 701,478,000 |
| Interest-bearing deposits | 531,351,000 | 520,728,000 | 517,554,000 | 517,937,000 |
| Noninterest-bearing deposits | 171,598,000 | 169,421,000 | 166,320,000 | 183,541,000 |
| Equity capital | 89,001,000 | 91,485,000 | 93,997,000 | 93,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,836,000 | 15,906,000 | 24,084,000 | 32,170,000 |
| Interest expense | 524,000 | 1,112,000 | 1,744,000 | 2,370,000 |
| Net interest income | 7,312,000 | 14,794,000 | 22,340,000 | 29,800,000 |
| Noninterest income | 1,270,000 | 2,625,000 | 4,754,000 | 6,175,000 |
| Noninterest expense | 4,833,000 | 10,099,000 | 15,583,000 | 21,050,000 |
| Provision for loan losses | 360,000 | 720,000 | 1,380,000 | 1,740,000 |
| Pretax income | 3,389,000 | 6,603,000 | 10,134,000 | 13,190,000 |
| Income tax | 1,105,000 | 2,135,000 | 3,048,000 | 4,653,000 |
| Net income | 2,284,000 | 4,468,000 | 7,086,000 | 8,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,953,000 | 80,515,000 | 83,757,000 | 84,724,000 |
| Total capital | 83,012,000 | 84,915,000 | 88,761,000 | 89,604,000 |
| Risk-weighted assets | 593,953,000 | 606,191,000 | 600,607,000 | 625,507,000 |