Call reports 2008
LANGFORD STATE BANK — 2008
What LANGFORD STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 11,638,000 | 11,766,000 |
| Total loans | 4,396,000 | 3,225,000 |
| Allowance for loan losses | 265,000 | 265,000 |
| Securities available for sale | 5,144,000 | 4,752,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 8,986,000 | 9,223,000 |
| Interest-bearing deposits | 7,264,000 | 7,495,000 |
| Noninterest-bearing deposits | 1,722,000 | 1,728,000 |
| Equity capital | 2,588,000 | 2,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 161,000 | 312,000 |
| Interest expense | 38,000 | 73,000 |
| Net interest income | 123,000 | 239,000 |
| Noninterest income | 4,000 | 8,000 |
| Noninterest expense | 88,000 | 185,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 39,000 | 62,000 |
| Income tax | 7,000 | 15,000 |
| Net income | 32,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 2,540,000 | 2,515,000 |
| Total capital | 2,616,000 | 2,580,000 |
| Risk-weighted assets | 5,901,000 | 5,000,000 |