Call reports 2006
LANGFORD STATE BANK — 2006
What LANGFORD STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,548,000 | 11,813,000 | 11,484,000 | 11,922,000 |
| Total loans | 3,931,000 | 4,155,000 | 3,996,000 | 4,152,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 262,000 |
| Securities available for sale | 6,938,000 | 6,208,000 | 6,535,000 | 6,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,250,000 | 9,523,000 | 9,077,000 | 9,491,000 |
| Interest-bearing deposits | 8,183,000 | 8,368,000 | 7,554,000 | 7,793,000 |
| Noninterest-bearing deposits | 1,067,000 | 1,155,000 | 1,523,000 | 1,698,000 |
| Equity capital | 2,258,000 | 2,228,000 | 2,346,000 | 2,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 309,000 | 470,000 | 638,000 |
| Interest expense | 32,000 | 67,000 | 103,000 | 141,000 |
| Net interest income | 122,000 | 242,000 | 367,000 | 497,000 |
| Noninterest income | 4,000 | 8,000 | 13,000 | 17,000 |
| Noninterest expense | 83,000 | 163,000 | 246,000 | 340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 87,000 | 134,000 | 174,000 |
| Income tax | 10,000 | 22,000 | 41,000 | 52,000 |
| Net income | 33,000 | 65,000 | 93,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,350,000 | 2,382,000 | 2,409,000 | 2,439,000 |
| Total capital | 2,421,000 | 2,457,000 | 2,481,000 | 2,514,000 |
| Risk-weighted assets | 5,539,000 | 5,842,000 | 5,603,000 | 5,834,000 |