Call reports 2002
LANGFORD STATE BANK — 2002
What LANGFORD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,579,000 | 10,806,000 | 10,758,000 | 11,493,000 |
| Total loans | 3,711,000 | 3,796,000 | 3,590,000 | 3,515,000 |
| Allowance for loan losses | 223,000 | 223,000 | 223,000 | 215,000 |
| Securities available for sale | 4,501,000 | 5,517,000 | 5,534,000 | 6,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,367,000 | 8,528,000 | 8,425,000 | 9,162,000 |
| Interest-bearing deposits | 7,191,000 | 7,292,000 | 7,079,000 | 7,822,000 |
| Noninterest-bearing deposits | 1,176,000 | 1,236,000 | 1,346,000 | 1,340,000 |
| Equity capital | 2,171,000 | 2,239,000 | 2,285,000 | 2,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 141,000 | 277,000 | 408,000 | 533,000 |
| Interest expense | 43,000 | 82,000 | 119,000 | 155,000 |
| Net interest income | 98,000 | 195,000 | 289,000 | 378,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 21,000 |
| Noninterest expense | 98,000 | 184,000 | 273,000 | 367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 60,000 | 71,000 | 71,000 |
| Income tax | 9,000 | 16,000 | 12,000 | 21,000 |
| Net income | 35,000 | 44,000 | 59,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,211,000 | 2,220,000 | 2,235,000 | 2,226,000 |
| Total capital | 2,277,000 | 2,287,000 | 2,300,000 | 2,292,000 |
| Risk-weighted assets | 5,086,000 | 5,182,000 | 5,012,000 | 5,108,000 |