Call reports 2001
LANGFORD STATE BANK — 2001
What LANGFORD STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,542,000 | 10,539,000 | 10,573,000 | 10,904,000 |
| Total loans | 3,486,000 | 3,446,000 | 3,673,000 | 3,643,000 |
| Allowance for loan losses | 216,000 | 216,000 | 223,000 | 223,000 |
| Securities available for sale | 4,195,000 | 4,382,000 | 5,065,000 | 5,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,285,000 | 8,275,000 | 8,259,000 | 8,596,000 |
| Interest-bearing deposits | 7,011,000 | 7,093,000 | 6,857,000 | 7,162,000 |
| Noninterest-bearing deposits | 1,274,000 | 1,182,000 | 1,402,000 | 1,434,000 |
| Equity capital | 2,171,000 | 2,174,000 | 2,237,000 | 2,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 343,000 | 508,000 | 677,000 |
| Interest expense | 72,000 | 140,000 | 203,000 | 256,000 |
| Net interest income | 109,000 | 203,000 | 305,000 | 421,000 |
| Noninterest income | 5,000 | 11,000 | 17,000 | 24,000 |
| Noninterest expense | 108,000 | 209,000 | 309,000 | 409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 8,000 | 16,000 | 40,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 8,000 |
| Net income | 6,000 | 7,000 | 14,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,150,000 | 2,151,000 | 2,158,000 | 2,176,000 |
| Total capital | 2,213,000 | 2,213,000 | 2,223,000 | 2,242,000 |
| Risk-weighted assets | 4,911,000 | 4,810,000 | 5,073,000 | 5,091,000 |