Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,287,000 | 102,456,000 | 102,356,000 | 102,512,000 |
| Total loans | 53,519,000 | 53,829,000 | 50,027,000 | 46,352,000 |
| Allowance for loan losses | 1,392,000 | 1,414,000 | 1,439,000 | 655,000 |
| Securities available for sale | 30,255,000 | 32,306,000 | 35,928,000 | 42,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,974,000 | 81,157,000 | 81,248,000 | 81,702,000 |
| Interest-bearing deposits | 68,106,000 | 67,549,000 | 68,387,000 | 67,606,000 |
| Noninterest-bearing deposits | 10,868,000 | 13,608,000 | 12,861,000 | 14,096,000 |
| Equity capital | 14,176,000 | 14,982,000 | 14,759,000 | 14,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,761,000 | 2,560,000 | 3,317,000 |
| Interest expense | 192,000 | 347,000 | 498,000 | 619,000 |
| Net interest income | 746,000 | 1,414,000 | 2,062,000 | 2,698,000 |
| Noninterest income | 66,000 | 146,000 | 213,000 | 301,000 |
| Noninterest expense | 602,000 | 1,133,000 | 1,946,000 | 2,497,000 |
| Provision for loan losses | 292,000 | 316,000 | 340,000 | 479,000 |
| Pretax income | -61,000 | 357,000 | 235,000 | 269,000 |
| Income tax | -27,000 | 63,000 | 54,000 | 64,000 |
| Net income | -34,000 | 294,000 | 181,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,066,000 | 13,301,000 | 12,990,000 | 12,912,000 |
| Total capital | 13,929,000 | 14,109,000 | 13,766,000 | 13,567,000 |
| Risk-weighted assets | 68,569,000 | 64,037,000 | 61,429,000 | 60,954,000 |