Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,350,000 | 104,329,000 | 103,881,000 | 95,853,000 |
| Total loans | 61,923,000 | 59,758,000 | 57,086,000 | 53,729,000 |
| Allowance for loan losses | 1,406,000 | 1,431,000 | 1,110,000 | 1,137,000 |
| Securities available for sale | 30,566,000 | 30,261,000 | 30,758,000 | 30,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,932,000 | 77,818,000 | 78,468,000 | 72,957,000 |
| Interest-bearing deposits | 66,697,000 | 64,436,000 | 64,107,000 | 60,013,000 |
| Noninterest-bearing deposits | 13,235,000 | 13,382,000 | 14,361,000 | 12,944,000 |
| Equity capital | 13,948,000 | 14,267,000 | 14,202,000 | 14,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,064,000 | 3,085,000 | 4,063,000 |
| Interest expense | 216,000 | 435,000 | 665,000 | 853,000 |
| Net interest income | 807,000 | 1,629,000 | 2,420,000 | 3,210,000 |
| Noninterest income | 85,000 | 163,000 | 228,000 | 301,000 |
| Noninterest expense | 612,000 | 1,226,000 | 1,874,000 | 2,436,000 |
| Provision for loan losses | 215,000 | 239,000 | 576,000 | 604,000 |
| Pretax income | 65,000 | 311,000 | 182,000 | 480,000 |
| Income tax | 2,000 | 54,000 | 12,000 | 25,000 |
| Net income | 63,000 | 257,000 | 170,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,094,000 | 13,090,000 | 12,951,000 | 13,208,000 |
| Total capital | 14,018,000 | 13,995,000 | 13,816,000 | 14,029,000 |
| Risk-weighted assets | 73,472,000 | 71,890,000 | 68,854,000 | 65,404,000 |