Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,822,000 | 105,912,000 | 106,364,000 | 105,799,000 |
| Total loans | 61,465,000 | 61,941,000 | 62,400,000 | 61,576,000 |
| Allowance for loan losses | 557,000 | 1,139,000 | 1,185,000 | 1,190,000 |
| Securities available for sale | 32,251,000 | 29,388,000 | 28,094,000 | 30,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,504,000 | 74,757,000 | 77,148,000 | 80,264,000 |
| Interest-bearing deposits | 63,498,000 | 61,239,000 | 63,737,000 | 65,904,000 |
| Noninterest-bearing deposits | 13,006,000 | 13,518,000 | 13,411,000 | 14,360,000 |
| Equity capital | 14,629,000 | 14,127,000 | 14,192,000 | 13,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,002,000 | 3,004,000 | 3,988,000 |
| Interest expense | 225,000 | 429,000 | 630,000 | 865,000 |
| Net interest income | 774,000 | 1,573,000 | 2,374,000 | 3,123,000 |
| Noninterest income | 96,000 | 190,000 | 266,000 | 347,000 |
| Noninterest expense | 623,000 | 1,196,000 | 1,838,000 | 2,448,000 |
| Provision for loan losses | 24,000 | 624,000 | 670,000 | 1,111,000 |
| Pretax income | 223,000 | -57,000 | 132,000 | -121,000 |
| Income tax | 39,000 | 100,000 | 1,000 | -74,000 |
| Net income | 184,000 | -157,000 | 131,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,129,000 | 13,689,000 | 13,939,000 | 13,195,000 |
| Total capital | 14,316,000 | 14,629,000 | 14,877,000 | 14,114,000 |
| Risk-weighted assets | 75,819,000 | 75,026,000 | 74,847,000 | 73,274,000 |