Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,409,000 | 103,381,000 | 105,717,000 | 117,610,000 |
| Total loans | 55,551,000 | 56,661,000 | 56,318,000 | 58,410,000 |
| Allowance for loan losses | 546,000 | 546,000 | 546,000 | 532,000 |
| Securities available for sale | 32,630,000 | 30,676,000 | 32,440,000 | 31,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,258,000 | 75,798,000 | 78,047,000 | 82,038,000 |
| Interest-bearing deposits | 62,917,000 | 63,920,000 | 65,529,000 | 66,967,000 |
| Noninterest-bearing deposits | 11,341,000 | 11,878,000 | 12,518,000 | 15,071,000 |
| Equity capital | 14,643,000 | 14,822,000 | 14,911,000 | 14,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,861,000 | 2,789,000 | 3,746,000 |
| Interest expense | 182,000 | 357,000 | 542,000 | 756,000 |
| Net interest income | 750,000 | 1,504,000 | 2,247,000 | 2,990,000 |
| Noninterest income | 105,000 | 183,000 | 279,000 | 371,000 |
| Noninterest expense | 598,000 | 1,180,000 | 1,773,000 | 2,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 508,000 | 754,000 | 1,020,000 |
| Income tax | 57,000 | 124,000 | 187,000 | 267,000 |
| Net income | 200,000 | 384,000 | 567,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,710,000 | 13,839,000 | 13,985,000 | 14,108,000 |
| Total capital | 14,256,000 | 14,385,000 | 14,531,000 | 14,406,000 |
| Risk-weighted assets | 67,928,000 | 71,141,000 | 70,831,000 | 73,104,000 |