Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,832,000 | 101,800,000 | 102,140,000 | 104,267,000 |
| Total loans | 52,544,000 | 52,611,000 | 55,145,000 | 55,058,000 |
| Allowance for loan losses | 524,000 | 549,000 | 530,000 | 546,000 |
| Securities available for sale | 36,220,000 | 32,797,000 | 31,369,000 | 32,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,132,000 | 74,027,000 | 74,383,000 | 77,058,000 |
| Interest-bearing deposits | 62,275,000 | 62,569,000 | 61,623,000 | 63,577,000 |
| Noninterest-bearing deposits | 10,857,000 | 11,458,000 | 12,760,000 | 13,481,000 |
| Equity capital | 14,566,000 | 14,765,000 | 14,771,000 | 14,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,880,000 | 2,800,000 | 3,739,000 |
| Interest expense | 166,000 | 335,000 | 508,000 | 684,000 |
| Net interest income | 776,000 | 1,545,000 | 2,292,000 | 3,055,000 |
| Noninterest income | 95,000 | 210,000 | 299,000 | 392,000 |
| Noninterest expense | 584,000 | 1,230,000 | 1,848,000 | 2,456,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 285,000 | 498,000 | 716,000 | 944,000 |
| Income tax | 69,000 | 112,000 | 156,000 | 173,000 |
| Net income | 216,000 | 386,000 | 560,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,241,000 | 13,350,000 | 13,463,000 | 13,607,000 |
| Total capital | 13,765,000 | 13,899,000 | 13,993,000 | 14,153,000 |
| Risk-weighted assets | 68,259,000 | 66,817,000 | 68,078,000 | 68,604,000 |