Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,184,000 | 104,996,000 | 102,975,000 | 104,830,000 |
| Total loans | 50,179,000 | 50,082,000 | 50,564,000 | 50,813,000 |
| Allowance for loan losses | 413,000 | 438,000 | 463,000 | 398,000 |
| Securities available for sale | 41,772,000 | 39,118,000 | 38,150,000 | 37,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,584,000 | 78,103,000 | 75,058,000 | 76,750,000 |
| Interest-bearing deposits | 64,823,000 | 66,520,000 | 64,211,000 | 65,520,000 |
| Noninterest-bearing deposits | 10,761,000 | 11,583,000 | 10,847,000 | 11,230,000 |
| Equity capital | 13,394,000 | 13,682,000 | 13,798,000 | 13,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,959,000 | 2,927,000 | 3,896,000 |
| Interest expense | 184,000 | 369,000 | 555,000 | 739,000 |
| Net interest income | 797,000 | 1,590,000 | 2,372,000 | 3,157,000 |
| Noninterest income | 99,000 | 199,000 | 283,000 | 381,000 |
| Noninterest expense | 546,000 | 1,158,000 | 1,697,000 | 2,267,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 325,000 | 659,000 | 968,000 | 1,256,000 |
| Income tax | 81,000 | 167,000 | 243,000 | 330,000 |
| Net income | 244,000 | 492,000 | 725,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,459,000 | 12,147,000 | 11,870,000 | 12,051,000 |
| Total capital | 11,872,000 | 12,585,000 | 12,333,000 | 12,372,000 |
| Risk-weighted assets | 62,629,000 | 62,510,000 | 62,109,000 | 63,234,000 |