Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,052,000 | 105,049,000 | 103,935,000 | 105,098,000 |
| Total loans | 47,294,000 | 47,202,000 | 48,317,000 | 49,519,000 |
| Allowance for loan losses | 302,000 | 327,000 | 352,000 | 388,000 |
| Securities available for sale | 44,636,000 | 43,428,000 | 42,138,000 | 41,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,396,000 | 78,933,000 | 77,500,000 | 79,025,000 |
| Interest-bearing deposits | 67,942,000 | 67,495,000 | 66,296,000 | 65,211,000 |
| Noninterest-bearing deposits | 12,454,000 | 11,438,000 | 11,204,000 | 13,814,000 |
| Equity capital | 13,292,000 | 12,761,000 | 13,106,000 | 13,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,932,000 | 2,922,000 | 3,908,000 |
| Interest expense | 201,000 | 398,000 | 592,000 | 782,000 |
| Net interest income | 752,000 | 1,534,000 | 2,330,000 | 3,126,000 |
| Noninterest income | 102,000 | 184,000 | 266,000 | 389,000 |
| Noninterest expense | 546,000 | 1,122,000 | 1,617,000 | 2,232,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 283,000 | 546,000 | 904,000 | 1,183,000 |
| Income tax | 65,000 | 124,000 | 216,000 | 297,000 |
| Net income | 218,000 | 422,000 | 688,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,665,000 | 10,841,000 | 11,096,000 | 11,234,000 |
| Total capital | 10,967,000 | 11,168,000 | 11,448,000 | 11,622,000 |
| Risk-weighted assets | 60,720,000 | 59,619,000 | 60,396,000 | 61,033,000 |