Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,766,000 | 106,081,000 | 108,877,000 | 106,522,000 |
| Total loans | 43,443,000 | 44,324,000 | 43,775,000 | 45,760,000 |
| Allowance for loan losses | 289,000 | 272,000 | 297,000 | 276,000 |
| Securities available for sale | 50,686,000 | 47,137,000 | 47,092,000 | 46,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,788,000 | 78,718,000 | 81,927,000 | 79,845,000 |
| Interest-bearing deposits | 68,493,000 | 67,888,000 | 70,779,000 | 66,781,000 |
| Noninterest-bearing deposits | 11,295,000 | 10,830,000 | 11,148,000 | 13,064,000 |
| Equity capital | 12,546,000 | 12,873,000 | 13,324,000 | 13,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,101,000 | 3,096,000 | 4,081,000 |
| Interest expense | 246,000 | 477,000 | 707,000 | 916,000 |
| Net interest income | 811,000 | 1,624,000 | 2,389,000 | 3,165,000 |
| Noninterest income | 117,000 | 148,000 | 238,000 | 309,000 |
| Noninterest expense | 490,000 | 1,048,000 | 1,508,000 | 2,134,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 413,000 | 675,000 | 1,045,000 | 1,241,000 |
| Income tax | 109,000 | 190,000 | 272,000 | 304,000 |
| Net income | 304,000 | 485,000 | 773,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,978,000 | 10,118,000 | 10,354,000 | 10,474,000 |
| Total capital | 10,267,000 | 10,390,000 | 10,651,000 | 10,750,000 |
| Risk-weighted assets | 56,312,000 | 57,511,000 | 58,332,000 | 58,879,000 |