Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,761,000 | 102,291,000 | 103,480,000 | 106,089,000 |
| Total loans | 41,843,000 | 41,370,000 | 41,453,000 | 40,117,000 |
| Allowance for loan losses | 199,000 | 221,000 | 248,000 | 263,000 |
| Securities available for sale | 45,736,000 | 46,862,000 | 47,317,000 | 49,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,738,000 | 76,298,000 | 76,616,000 | 79,268,000 |
| Interest-bearing deposits | 65,760,000 | 66,896,000 | 66,647,000 | 67,303,000 |
| Noninterest-bearing deposits | 8,978,000 | 9,402,000 | 9,969,000 | 11,965,000 |
| Equity capital | 11,100,000 | 11,758,000 | 12,391,000 | 12,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,103,000 | 3,194,000 | 4,214,000 |
| Interest expense | 282,000 | 571,000 | 853,000 | 1,125,000 |
| Net interest income | 760,000 | 1,532,000 | 2,341,000 | 3,089,000 |
| Noninterest income | 102,000 | 201,000 | 298,000 | 391,000 |
| Noninterest expense | 501,000 | 1,117,000 | 1,628,000 | 2,259,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 361,000 | 591,000 | 961,000 | 1,146,000 |
| Income tax | 90,000 | 133,000 | 229,000 | 251,000 |
| Net income | 271,000 | 458,000 | 732,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,235,000 | 9,395,000 | 9,674,000 | 9,781,000 |
| Total capital | 9,434,000 | 9,616,000 | 9,922,000 | 10,044,000 |
| Risk-weighted assets | 53,489,000 | 56,061,000 | 55,296,000 | 54,119,000 |