Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 94,834,000 | 94,150,000 | 95,910,000 | 96,382,000 |
| Total loans | 42,670,000 | 42,310,000 | 42,406,000 | 40,771,000 |
| Allowance for loan losses | 257,000 | 249,000 | 253,000 | 197,000 |
| Securities available for sale | 43,414,000 | 42,630,000 | 42,974,000 | 43,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,922,000 | 68,347,000 | 69,394,000 | 71,809,000 |
| Interest-bearing deposits | 58,233,000 | 59,441,000 | 59,675,000 | 62,291,000 |
| Noninterest-bearing deposits | 8,689,000 | 8,906,000 | 9,719,000 | 9,518,000 |
| Equity capital | 10,237,000 | 10,908,000 | 11,369,000 | 10,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,243,000 | 3,325,000 | 4,374,000 |
| Interest expense | 338,000 | 679,000 | 985,000 | 1,279,000 |
| Net interest income | 784,000 | 1,564,000 | 2,340,000 | 3,095,000 |
| Noninterest income | 83,000 | 181,000 | 257,000 | 325,000 |
| Noninterest expense | 504,000 | 1,041,000 | 1,537,000 | 2,075,000 |
| Provision for loan losses | 14,000 | 14,000 | 234,000 | 234,000 |
| Pretax income | 349,000 | 737,000 | 873,000 | 1,158,000 |
| Income tax | 89,000 | 194,000 | 206,000 | 270,000 |
| Net income | 260,000 | 543,000 | 667,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,557,000 | 8,811,000 | 8,851,000 | 9,027,000 |
| Total capital | 8,814,000 | 9,060,000 | 9,104,000 | 9,224,000 |
| Risk-weighted assets | 55,522,000 | 52,148,000 | 53,198,000 | 51,677,000 |