Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 94,170,000 | 91,881,000 | 95,234,000 | 93,928,000 |
| Total loans | 40,280,000 | 40,434,000 | 40,915,000 | 39,527,000 |
| Allowance for loan losses | 208,000 | 312,000 | 206,000 | 295,000 |
| Securities available for sale | 43,603,000 | 42,040,000 | 42,598,000 | 44,282,000 |
| Securities held to maturity | 2,554,000 | 1,122,000 | 1,124,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,426,000 | 64,771,000 | 69,292,000 | 69,513,000 |
| Interest-bearing deposits | 55,426,000 | 56,825,000 | 59,829,000 | 60,083,000 |
| Noninterest-bearing deposits | 9,000,000 | 7,946,000 | 9,463,000 | 9,430,000 |
| Equity capital | 8,548,000 | 8,386,000 | 9,689,000 | 9,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,457,000 | 3,675,000 | 4,865,000 |
| Interest expense | 507,000 | 991,000 | 1,431,000 | 1,824,000 |
| Net interest income | 727,000 | 1,466,000 | 2,244,000 | 3,041,000 |
| Noninterest income | 91,000 | 232,000 | 326,000 | 406,000 |
| Noninterest expense | 443,000 | 992,000 | 1,434,000 | 1,960,000 |
| Provision for loan losses | 276,000 | 412,000 | 519,000 | 660,000 |
| Pretax income | 99,000 | 299,000 | 621,000 | 899,000 |
| Income tax | 8,000 | 43,000 | 129,000 | 194,000 |
| Net income | 91,000 | 256,000 | 492,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,890,000 | 8,017,000 | 8,196,000 | 8,348,000 |
| Total capital | 8,098,000 | 8,329,000 | 8,402,000 | 8,643,000 |
| Risk-weighted assets | 50,601,000 | 51,018,000 | 52,135,000 | 50,146,000 |