Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,153,000 | 89,251,000 | 87,883,000 | 94,432,000 |
| Total loans | 39,383,000 | 39,895,000 | 39,875,000 | 39,943,000 |
| Allowance for loan losses | 194,000 | 194,000 | 194,000 | 177,000 |
| Securities available for sale | 32,380,000 | 32,554,000 | 34,639,000 | 35,418,000 |
| Securities held to maturity | 7,859,000 | 7,861,000 | 4,905,000 | 2,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,338,000 | 60,178,000 | 58,741,000 | 63,821,000 |
| Interest-bearing deposits | 50,593,000 | 52,311,000 | 50,666,000 | 54,306,000 |
| Noninterest-bearing deposits | 7,745,000 | 7,867,000 | 8,075,000 | 9,515,000 |
| Equity capital | 8,871,000 | 8,457,000 | 8,400,000 | 8,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,468,000 | 3,570,000 | 4,788,000 |
| Interest expense | 581,000 | 1,152,000 | 1,707,000 | 2,226,000 |
| Net interest income | 642,000 | 1,316,000 | 1,863,000 | 2,562,000 |
| Noninterest income | 87,000 | 200,000 | 277,000 | 354,000 |
| Noninterest expense | 409,000 | 845,000 | 1,263,000 | 1,684,000 |
| Provision for loan losses | 0 | 115,000 | 180,000 | 202,000 |
| Pretax income | 320,000 | 552,000 | 842,000 | 1,175,000 |
| Income tax | 93,000 | 153,000 | 235,000 | 308,000 |
| Net income | 227,000 | 399,000 | 607,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,385,000 | 7,673,000 | 7,596,000 | 7,799,000 |
| Total capital | 7,579,000 | 7,867,000 | 7,790,000 | 7,976,000 |
| Risk-weighted assets | 46,027,000 | 51,058,000 | 49,438,000 | 50,965,000 |