Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,236,000 | 75,969,000 | 78,624,000 | 82,659,000 |
| Total loans | 37,594,000 | 37,952,000 | 38,804,000 | 38,696,000 |
| Allowance for loan losses | 189,000 | 189,000 | 193,000 | 194,000 |
| Securities available for sale | 22,004,000 | 23,335,000 | 25,072,000 | 27,984,000 |
| Securities held to maturity | 8,474,000 | 8,490,000 | 8,506,000 | 8,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,908,000 | 55,873,000 | 58,947,000 | 59,301,000 |
| Interest-bearing deposits | 49,408,000 | 48,981,000 | 51,174,000 | 51,310,000 |
| Noninterest-bearing deposits | 8,500,000 | 6,892,000 | 7,773,000 | 7,991,000 |
| Equity capital | 8,067,000 | 7,887,000 | 8,206,000 | 8,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,142,000 | 3,270,000 | 4,447,000 |
| Interest expense | 510,000 | 1,063,000 | 1,666,000 | 2,274,000 |
| Net interest income | 532,000 | 1,079,000 | 1,604,000 | 2,173,000 |
| Noninterest income | 90,000 | 209,000 | 296,000 | 345,000 |
| Noninterest expense | 425,000 | 825,000 | 1,237,000 | 1,597,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 163,000 | 321,000 | 516,000 | 774,000 |
| Income tax | 36,000 | 68,000 | 107,000 | 169,000 |
| Net income | 127,000 | 253,000 | 409,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,802,000 | 6,895,000 | 7,028,000 | 7,196,000 |
| Total capital | 6,991,000 | 7,084,000 | 7,221,000 | 7,390,000 |
| Risk-weighted assets | 42,313,000 | 42,190,000 | 43,311,000 | 45,550,000 |