Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,345,000 | 69,886,000 | 71,252,000 | 74,193,000 |
| Total loans | 33,899,000 | 35,712,000 | 36,570,000 | 36,324,000 |
| Allowance for loan losses | 204,000 | 216,000 | 190,000 | 189,000 |
| Securities available for sale | 19,938,000 | 19,428,000 | 19,492,000 | 22,241,000 |
| Securities held to maturity | 8,413,000 | 8,428,000 | 8,443,000 | 8,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,102,000 | 54,086,000 | 53,804,000 | 55,913,000 |
| Interest-bearing deposits | 46,015,000 | 47,430,000 | 45,629,000 | 46,404,000 |
| Noninterest-bearing deposits | 7,087,000 | 6,656,000 | 8,175,000 | 9,509,000 |
| Equity capital | 7,528,000 | 7,498,000 | 7,874,000 | 8,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,837,000 | 2,829,000 | 3,856,000 |
| Interest expense | 352,000 | 755,000 | 1,220,000 | 1,711,000 |
| Net interest income | 537,000 | 1,082,000 | 1,609,000 | 2,145,000 |
| Noninterest income | 98,000 | 191,000 | 299,000 | 394,000 |
| Noninterest expense | 438,000 | 856,000 | 1,270,000 | 1,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 396,000 | 617,000 | 863,000 |
| Income tax | 34,000 | 85,000 | 137,000 | 183,000 |
| Net income | 144,000 | 311,000 | 480,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,997,000 | 6,166,000 | 6,560,000 | 6,766,000 |
| Total capital | 6,201,000 | 6,382,000 | 6,750,000 | 6,955,000 |
| Risk-weighted assets | 27,707,000 | 38,784,000 | 41,517,000 | 41,590,000 |