Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,371,000 | 70,223,000 | 69,675,000 | 69,140,000 |
| Total loans | 33,366,000 | 34,008,000 | 34,376,000 | 34,147,000 |
| Allowance for loan losses | 227,000 | 227,000 | 228,000 | 228,000 |
| Securities available for sale | 19,973,000 | 21,311,000 | 19,882,000 | 20,250,000 |
| Securities held to maturity | 8,354,000 | 8,369,000 | 8,383,000 | 8,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,415,000 | 53,959,000 | 54,144,000 | 53,201,000 |
| Interest-bearing deposits | 47,339,000 | 47,435,000 | 46,240,000 | 45,920,000 |
| Noninterest-bearing deposits | 7,076,000 | 6,524,000 | 7,904,000 | 7,281,000 |
| Equity capital | 7,027,000 | 7,353,000 | 7,353,000 | 7,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,716,000 | 2,614,000 | 3,520,000 |
| Interest expense | 269,000 | 548,000 | 854,000 | 1,172,000 |
| Net interest income | 584,000 | 1,168,000 | 1,760,000 | 2,348,000 |
| Noninterest income | 90,000 | 165,000 | 234,000 | 316,000 |
| Noninterest expense | 425,000 | 836,000 | 1,245,000 | 1,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 502,000 | 768,000 | 1,018,000 |
| Income tax | 58,000 | 117,000 | 180,000 | 230,000 |
| Net income | 196,000 | 385,000 | 588,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,593,000 | 5,470,000 | 5,685,000 | 5,898,000 |
| Total capital | 5,820,000 | 5,697,000 | 5,913,000 | 6,126,000 |
| Risk-weighted assets | 37,021,000 | 37,979,000 | 38,366,000 | 26,625,000 |