Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,495,000 | 55,756,000 | 55,209,000 | 70,466,000 |
| Total loans | 25,258,000 | 25,283,000 | 25,726,000 | 34,248,000 |
| Allowance for loan losses | 204,000 | 206,000 | 207,000 | 242,000 |
| Securities available for sale | 27,323,000 | 17,736,000 | 16,794,000 | 20,629,000 |
| Securities held to maturity | 0 | 8,285,000 | 8,308,000 | 8,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,753,000 | 41,662,000 | 38,844,000 | 55,051,000 |
| Interest-bearing deposits | 36,942,000 | 35,579,000 | 34,199,000 | 47,754,000 |
| Noninterest-bearing deposits | 3,811,000 | 6,083,000 | 4,645,000 | 7,297,000 |
| Equity capital | 6,070,000 | 5,665,000 | 6,900,000 | 6,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,397,000 | 2,090,000 | 2,876,000 |
| Interest expense | 218,000 | 438,000 | 648,000 | 886,000 |
| Net interest income | 483,000 | 959,000 | 1,442,000 | 1,990,000 |
| Noninterest income | 72,000 | 138,000 | 204,000 | 281,000 |
| Noninterest expense | 330,000 | 636,000 | 968,000 | 1,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 225,000 | 503,000 | 725,000 | 938,000 |
| Income tax | 52,000 | 122,000 | 171,000 | 213,000 |
| Net income | 173,000 | 381,000 | 554,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,436,000 | 5,597,000 | 6,730,000 | 5,098,000 |
| Total capital | 5,640,000 | 5,803,000 | 6,937,000 | 5,340,000 |
| Risk-weighted assets | 29,815,000 | 29,336,000 | 29,531,000 | 38,415,000 |