Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,119,000 | 55,654,000 | 55,665,000 | 56,562,000 |
| Total loans | 24,909,000 | 24,318,000 | 24,567,000 | 25,153,000 |
| Allowance for loan losses | 200,000 | 199,000 | 200,000 | 201,000 |
| Securities available for sale | 24,225,000 | 27,907,000 | 27,448,000 | 27,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,216,000 | 42,260,000 | 40,022,000 | 41,560,000 |
| Interest-bearing deposits | 38,261,000 | 38,432,000 | 35,696,000 | 37,067,000 |
| Noninterest-bearing deposits | 3,955,000 | 3,828,000 | 4,326,000 | 4,493,000 |
| Equity capital | 5,411,000 | 5,846,000 | 5,459,000 | 5,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,438,000 | 2,162,000 | 2,873,000 |
| Interest expense | 242,000 | 479,000 | 704,000 | 934,000 |
| Net interest income | 484,000 | 959,000 | 1,458,000 | 1,939,000 |
| Noninterest income | 68,000 | 154,000 | 224,000 | 294,000 |
| Noninterest expense | 304,000 | 587,000 | 881,000 | 1,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 530,000 | 851,000 | 1,043,000 |
| Income tax | 60,000 | 128,000 | 215,000 | 255,000 |
| Net income | 188,000 | 402,000 | 636,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,750,000 | 4,964,000 | 5,134,000 | 5,262,000 |
| Total capital | 4,950,000 | 5,163,000 | 5,334,000 | 5,463,000 |
| Risk-weighted assets | 28,274,000 | 28,310,000 | 29,540,000 | 29,893,000 |