Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,284,000 | 46,241,000 | 51,635,000 | 51,600,000 |
| Total loans | 26,589,000 | 26,274,000 | 26,487,000 | 25,115,000 |
| Allowance for loan losses | 191,000 | 209,000 | 189,000 | 208,000 |
| Securities available for sale | 14,195,000 | 16,444,000 | 20,592,000 | 23,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,575,000 | 39,349,000 | 41,203,000 | 40,515,000 |
| Interest-bearing deposits | 35,255,000 | 35,766,000 | 36,660,000 | 36,713,000 |
| Noninterest-bearing deposits | 3,320,000 | 3,583,000 | 4,543,000 | 3,802,000 |
| Equity capital | 4,749,000 | 4,987,000 | 5,263,000 | 5,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,433,000 | 2,175,000 | 2,920,000 |
| Interest expense | 280,000 | 556,000 | 834,000 | 1,098,000 |
| Net interest income | 427,000 | 877,000 | 1,341,000 | 1,822,000 |
| Noninterest income | 72,000 | 140,000 | 197,000 | 261,000 |
| Noninterest expense | 302,000 | 592,000 | 907,000 | 1,242,000 |
| Provision for loan losses | 11,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 186,000 | 400,000 | 606,000 | 816,000 |
| Income tax | 40,000 | 92,000 | 142,000 | 193,000 |
| Net income | 146,000 | 308,000 | 464,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,311,000 | 4,410,000 | 4,522,000 | 4,632,000 |
| Total capital | 4,502,000 | 4,619,000 | 4,711,000 | 4,840,000 |
| Risk-weighted assets | 25,894,000 | 26,027,000 | 27,596,000 | 26,493,000 |