Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,296,000 | 43,109,000 | 43,503,000 | 45,948,000 |
| Total loans | 27,955,000 | 28,279,000 | 28,101,000 | 27,361,000 |
| Allowance for loan losses | 180,000 | 181,000 | 212,000 | 212,000 |
| Securities available for sale | 11,977,000 | 11,221,000 | 11,771,000 | 14,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,513,000 | 35,409,000 | 34,327,000 | 38,241,000 |
| Interest-bearing deposits | 31,227,000 | 31,279,000 | 30,305,000 | 33,049,000 |
| Noninterest-bearing deposits | 3,286,000 | 4,130,000 | 4,022,000 | 5,192,000 |
| Equity capital | 4,576,000 | 4,570,000 | 4,741,000 | 4,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,535,000 | 2,284,000 | 3,023,000 |
| Interest expense | 399,000 | 775,000 | 1,119,000 | 1,432,000 |
| Net interest income | 366,000 | 760,000 | 1,165,000 | 1,591,000 |
| Noninterest income | 66,000 | 125,000 | 181,000 | 247,000 |
| Noninterest expense | 309,000 | 609,000 | 898,000 | 1,227,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 125,000 | 278,000 | 418,000 | 581,000 |
| Income tax | 30,000 | 71,000 | 109,000 | 140,000 |
| Net income | 95,000 | 207,000 | 309,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,983,000 | 4,028,000 | 4,149,000 | 4,195,000 |
| Total capital | 4,163,000 | 4,209,000 | 4,361,000 | 4,407,000 |
| Risk-weighted assets | 26,551,000 | 26,083,000 | 26,941,000 | 26,816,000 |