Call reports 2015
FIRST BANK OF FAIRLAND, THE — 2015
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 10,955,000 | 11,404,000 | 10,901,000 | 10,726,000 |
| Total loans | 7,451,000 | 7,713,000 | 8,084,000 | 8,025,000 |
| Allowance for loan losses | 53,000 | 53,000 | 53,000 | 49,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,688,000 | 10,123,000 | 9,582,000 | 9,437,000 |
| Interest-bearing deposits | 6,656,000 | 6,859,000 | 6,695,000 | 6,555,000 |
| Noninterest-bearing deposits | 3,032,000 | 3,264,000 | 2,887,000 | 2,882,000 |
| Equity capital | 1,255,000 | 1,259,000 | 1,286,000 | 1,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 248,000 | 380,000 | 506,000 |
| Interest expense | 5,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 119,000 | 238,000 | 365,000 | 486,000 |
| Noninterest income | 28,000 | 52,000 | 76,000 | 100,000 |
| Noninterest expense | 124,000 | 240,000 | 363,000 | 484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 50,000 | 78,000 | 102,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 23,000 | 49,000 | 77,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,031,000 | 1,035,000 | 1,062,000 | 1,064,000 |
| Total capital | 1,084,000 | 1,088,000 | 1,115,000 | 1,113,000 |
| Risk-weighted assets | 5,507,000 | 5,279,000 | 5,558,000 | 5,704,000 |