Call reports 2014
FIRST BANK OF FAIRLAND, THE — 2014
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 11,555,000 | 11,519,000 | 11,328,000 | 11,209,000 |
| Total loans | 7,823,000 | 7,970,000 | 8,004,000 | 7,999,000 |
| Allowance for loan losses | 53,000 | 53,000 | 53,000 | 53,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,298,000 | 10,245,000 | 10,046,000 | 9,954,000 |
| Interest-bearing deposits | 7,136,000 | 7,129,000 | 6,901,000 | 6,966,000 |
| Noninterest-bearing deposits | 3,162,000 | 3,116,000 | 3,145,000 | 2,988,000 |
| Equity capital | 1,245,000 | 1,251,000 | 1,249,000 | 1,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 259,000 | 389,000 | 523,000 |
| Interest expense | 5,000 | 11,000 | 14,000 | 21,000 |
| Net interest income | 123,000 | 248,000 | 375,000 | 502,000 |
| Noninterest income | 26,000 | 50,000 | 71,000 | 103,000 |
| Noninterest expense | 120,000 | 236,000 | 360,000 | 479,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 23,000 | 56,000 | 80,000 | 120,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 23,000 | 55,000 | 79,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,021,000 | 1,027,000 | 1,025,000 | 1,029,000 |
| Total capital | 1,074,000 | 1,080,000 | 1,078,000 | 1,082,000 |
| Risk-weighted assets | 7,351,000 | 7,361,000 | 7,402,000 | 7,398,000 |