Call reports 2013
FIRST BANK OF FAIRLAND, THE — 2013
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 10,865,000 | 10,810,000 | 11,409,000 | 11,157,000 |
| Total loans | 8,089,000 | 7,888,000 | 7,970,000 | 7,917,000 |
| Allowance for loan losses | 42,000 | 42,000 | 46,000 | 47,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,613,000 | 9,546,000 | 10,130,000 | 9,913,000 |
| Interest-bearing deposits | 6,535,000 | 6,532,000 | 6,551,000 | 7,006,000 |
| Noninterest-bearing deposits | 3,078,000 | 3,014,000 | 3,579,000 | 2,907,000 |
| Equity capital | 1,240,000 | 1,241,000 | 1,245,000 | 1,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 130,000 | 260,000 | 392,000 | 523,000 |
| Interest expense | 6,000 | 12,000 | 17,000 | 22,000 |
| Net interest income | 124,000 | 248,000 | 375,000 | 501,000 |
| Noninterest income | 31,000 | 58,000 | 87,000 | 112,000 |
| Noninterest expense | 113,000 | 230,000 | 347,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 4,000 |
| Pretax income | 42,000 | 76,000 | 112,000 | 142,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 42,000 | 75,000 | 111,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,016,000 | 1,017,000 | 1,021,000 | 1,019,000 |
| Total capital | 1,058,000 | 1,059,000 | 1,067,000 | 1,066,000 |
| Risk-weighted assets | 7,313,000 | 7,182,000 | 7,349,000 | 7,273,000 |