Call reports 2012
FIRST BANK OF FAIRLAND, THE — 2012
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 10,862,000 | 10,642,000 | 10,288,000 | 10,611,000 |
| Total loans | 7,990,000 | 7,931,000 | 7,881,000 | 7,641,000 |
| Allowance for loan losses | 45,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,620,000 | 9,380,000 | 9,020,000 | 9,379,000 |
| Interest-bearing deposits | 6,530,000 | 6,330,000 | 6,117,000 | 6,523,000 |
| Noninterest-bearing deposits | 3,090,000 | 3,050,000 | 2,903,000 | 2,856,000 |
| Equity capital | 1,227,000 | 1,235,000 | 1,231,000 | 1,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 264,000 | 398,000 | 528,000 |
| Interest expense | 9,000 | 17,000 | 25,000 | 33,000 |
| Net interest income | 122,000 | 247,000 | 373,000 | 495,000 |
| Noninterest income | 32,000 | 65,000 | 96,000 | 131,000 |
| Noninterest expense | 112,000 | 228,000 | 357,000 | 480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 84,000 | 112,000 | 146,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 42,000 | 83,000 | 111,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,003,000 | 1,011,000 | 1,007,000 | 1,006,000 |
| Total capital | 1,048,000 | 1,054,000 | 1,050,000 | 1,049,000 |
| Risk-weighted assets | 7,288,000 | 7,254,000 | 7,094,000 | 6,965,000 |