Call reports 2011
FIRST BANK OF FAIRLAND, THE — 2011
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 10,082,000 | 9,939,000 | 10,102,000 | 10,323,000 |
| Total loans | 6,975,000 | 7,131,000 | 7,272,000 | 7,929,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 45,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,210,000 | 1,350,000 | 1,249,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,887,000 | 8,729,000 | 8,863,000 | 9,114,000 |
| Interest-bearing deposits | 6,022,000 | 5,809,000 | 6,095,000 | 6,378,000 |
| Noninterest-bearing deposits | 2,865,000 | 2,920,000 | 2,768,000 | 2,736,000 |
| Equity capital | 1,182,000 | 1,187,000 | 1,206,000 | 1,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 250,000 | 381,000 | 517,000 |
| Interest expense | 12,000 | 22,000 | 31,000 | 40,000 |
| Net interest income | 111,000 | 228,000 | 350,000 | 477,000 |
| Noninterest income | 40,000 | 80,000 | 127,000 | 164,000 |
| Noninterest expense | 119,000 | 238,000 | 356,000 | 473,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 25,000 |
| Pretax income | 32,000 | 60,000 | 111,000 | 143,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 32,000 | 59,000 | 110,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 958,000 | 963,000 | 982,000 | 982,000 |
| Total capital | 988,000 | 993,000 | 1,012,000 | 1,027,000 |
| Risk-weighted assets | 6,653,000 | 6,654,000 | 6,804,000 | 7,126,000 |