Call reports 2010
FIRST BANK OF FAIRLAND, THE — 2010
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 10,413,000 | 10,153,000 | 9,896,000 | 10,001,000 |
| Total loans | 6,126,000 | 6,772,000 | 6,835,000 | 6,818,000 |
| Allowance for loan losses | 28,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,014,000 | 1,622,000 | 1,429,000 | 1,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,242,000 | 8,960,000 | 8,691,000 | 8,826,000 |
| Interest-bearing deposits | 6,212,000 | 6,003,000 | 6,122,000 | 6,104,000 |
| Noninterest-bearing deposits | 3,030,000 | 2,957,000 | 2,569,000 | 2,722,000 |
| Equity capital | 1,159,000 | 1,172,000 | 1,173,000 | 1,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 252,000 | 379,000 | 504,000 |
| Interest expense | 18,000 | 34,000 | 50,000 | 64,000 |
| Net interest income | 102,000 | 218,000 | 329,000 | 440,000 |
| Noninterest income | 30,000 | 65,000 | 95,000 | 134,000 |
| Noninterest expense | 114,000 | 230,000 | 346,000 | 466,000 |
| Provision for loan losses | 2,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 16,000 | 52,000 | 77,000 | 107,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 16,000 | 52,000 | 76,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 935,000 | 948,000 | 949,000 | 947,000 |
| Total capital | 963,000 | 978,000 | 979,000 | 977,000 |
| Risk-weighted assets | 6,145,000 | 6,454,000 | 6,461,000 | 6,549,000 |