Call reports 2009
FIRST BANK OF FAIRLAND, THE — 2009
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,292,000 | 10,785,000 | 10,552,000 | 10,458,000 |
| Total loans | 6,005,000 | 6,075,000 | 6,212,000 | 6,032,000 |
| Allowance for loan losses | 31,000 | 29,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,462,000 | 2,354,000 | 2,633,000 | 2,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,146,000 | 9,624,000 | 9,369,000 | 9,309,000 |
| Interest-bearing deposits | 5,716,000 | 5,933,000 | 6,022,000 | 6,228,000 |
| Noninterest-bearing deposits | 3,430,000 | 3,691,000 | 3,347,000 | 3,081,000 |
| Equity capital | 1,129,000 | 1,134,000 | 1,145,000 | 1,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 256,000 | 385,000 | 512,000 |
| Interest expense | 27,000 | 53,000 | 78,000 | 103,000 |
| Net interest income | 102,000 | 203,000 | 307,000 | 409,000 |
| Noninterest income | 38,000 | 80,000 | 131,000 | 169,000 |
| Noninterest expense | 113,000 | 229,000 | 355,000 | 469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 54,000 | 83,000 | 109,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 27,000 | 54,000 | 82,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 905,000 | 910,000 | 921,000 | 919,000 |
| Total capital | 936,000 | 939,000 | 951,000 | 949,000 |
| Risk-weighted assets | 5,966,000 | 6,093,000 | 6,277,000 | 6,143,000 |