Call reports 2008
FIRST BANK OF FAIRLAND, THE — 2008
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 10,445,000 | 10,431,000 | 10,411,000 | 9,883,000 |
| Total loans | 6,321,000 | 6,658,000 | 6,510,000 | 5,914,000 |
| Allowance for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities available for sale | 1,492,000 | 1,156,000 | 0 | 0 |
| Securities held to maturity | 3,000 | 302,000 | 1,651,000 | 2,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,266,000 | 9,256,000 | 9,232,000 | 8,745,000 |
| Interest-bearing deposits | 6,214,000 | 6,015,000 | 5,900,000 | 5,685,000 |
| Noninterest-bearing deposits | 3,052,000 | 3,241,000 | 3,332,000 | 3,060,000 |
| Equity capital | 1,153,000 | 1,142,000 | 1,135,000 | 1,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 304,000 | 454,000 | 591,000 |
| Interest expense | 46,000 | 89,000 | 128,000 | 162,000 |
| Net interest income | 107,000 | 215,000 | 326,000 | 429,000 |
| Noninterest income | 39,000 | 77,000 | 118,000 | 158,000 |
| Noninterest expense | 105,000 | 209,000 | 318,000 | 434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 83,000 | 126,000 | 154,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 41,000 | 83,000 | 125,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 912,000 | 912,000 | 911,000 | 904,000 |
| Total capital | 943,000 | 943,000 | 942,000 | 935,000 |
| Risk-weighted assets | 6,066,000 | 6,410,000 | 6,431,000 | 5,953,000 |