Call reports 2007
FIRST BANK OF FAIRLAND, THE — 2007
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,823,000 | 9,763,000 | 9,803,000 | 9,759,000 |
| Total loans | 6,037,000 | 6,370,000 | 6,330,000 | 6,342,000 |
| Allowance for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities available for sale | 1,476,000 | 1,466,000 | 1,484,000 | 1,487,000 |
| Securities held to maturity | 6,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,654,000 | 8,591,000 | 8,597,000 | 8,595,000 |
| Interest-bearing deposits | 5,955,000 | 5,747,000 | 5,796,000 | 5,640,000 |
| Noninterest-bearing deposits | 2,699,000 | 2,844,000 | 2,801,000 | 2,955,000 |
| Equity capital | 1,133,000 | 1,126,000 | 1,147,000 | 1,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 309,000 | 470,000 | 629,000 |
| Interest expense | 47,000 | 93,000 | 141,000 | 191,000 |
| Net interest income | 103,000 | 216,000 | 329,000 | 438,000 |
| Noninterest income | 39,000 | 76,000 | 121,000 | 165,000 |
| Noninterest expense | 102,000 | 204,000 | 308,000 | 420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 88,000 | 142,000 | 183,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 40,000 | 88,000 | 141,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 907,000 | 910,000 | 914,000 | 914,000 |
| Total capital | 938,000 | 941,000 | 945,000 | 945,000 |
| Risk-weighted assets | 5,644,000 | 5,954,000 | 5,985,000 | 5,962,000 |