Call reports 2006
FIRST BANK OF FAIRLAND, THE — 2006
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,839,000 | 9,702,000 | 9,639,000 | 9,743,000 |
| Total loans | 5,275,000 | 5,217,000 | 5,492,000 | 5,821,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 31,000 |
| Securities available for sale | 1,289,000 | 1,293,000 | 1,479,000 | 1,474,000 |
| Securities held to maturity | 9,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,719,000 | 8,567,000 | 8,468,000 | 8,615,000 |
| Interest-bearing deposits | 5,597,000 | 5,602,000 | 5,527,000 | 5,588,000 |
| Noninterest-bearing deposits | 3,122,000 | 2,965,000 | 2,941,000 | 3,027,000 |
| Equity capital | 1,103,000 | 1,108,000 | 1,124,000 | 1,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 257,000 | 399,000 | 551,000 |
| Interest expense | 31,000 | 64,000 | 101,000 | 139,000 |
| Net interest income | 95,000 | 193,000 | 298,000 | 412,000 |
| Noninterest income | 35,000 | 66,000 | 100,000 | 138,000 |
| Noninterest expense | 95,000 | 193,000 | 288,000 | 395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 66,000 | 110,000 | 155,000 |
| Income tax | -2,000 | -2,000 | -1,000 | 0 |
| Net income | 37,000 | 68,000 | 111,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 889,000 | 890,000 | 895,000 | 895,000 |
| Total capital | 919,000 | 920,000 | 925,000 | 926,000 |
| Risk-weighted assets | 5,253,000 | 5,134,000 | 5,253,000 | 5,486,000 |