Call reports 2005
FIRST BANK OF FAIRLAND, THE — 2005
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,242,000 | 9,539,000 | 9,380,000 | 9,471,000 |
| Total loans | 5,101,000 | 4,843,000 | 5,023,000 | 5,178,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 1,280,000 | 1,286,000 | 1,284,000 | 1,286,000 |
| Securities held to maturity | 337,000 | 11,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,150,000 | 8,431,000 | 8,267,000 | 8,376,000 |
| Interest-bearing deposits | 5,605,000 | 5,652,000 | 5,487,000 | 5,457,000 |
| Noninterest-bearing deposits | 2,545,000 | 2,779,000 | 2,780,000 | 2,919,000 |
| Equity capital | 1,077,000 | 1,083,000 | 1,078,000 | 1,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 223,000 | 339,000 | 461,000 |
| Interest expense | 17,000 | 37,000 | 61,000 | 89,000 |
| Net interest income | 94,000 | 186,000 | 278,000 | 372,000 |
| Noninterest income | 35,000 | 71,000 | 104,000 | 135,000 |
| Noninterest expense | 91,000 | 185,000 | 282,000 | 379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 72,000 | 100,000 | 128,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 37,000 | 71,000 | 99,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 871,000 | 872,000 | 869,000 | 876,000 |
| Total capital | 901,000 | 902,000 | 899,000 | 906,000 |
| Risk-weighted assets | 5,100,000 | 4,953,000 | 5,035,000 | 5,151,000 |