Call reports 2004
FIRST BANK OF FAIRLAND, THE — 2004
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,796,000 | 9,637,000 | 9,445,000 | 9,278,000 |
| Total loans | 5,486,000 | 5,602,000 | 5,437,000 | 5,011,000 |
| Allowance for loan losses | 31,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 1,632,000 | 1,299,000 | 1,299,000 | 1,291,000 |
| Securities held to maturity | 343,000 | 341,000 | 340,000 | 338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,667,000 | 8,506,000 | 8,316,000 | 8,185,000 |
| Interest-bearing deposits | 6,118,000 | 6,065,000 | 6,049,000 | 5,872,000 |
| Noninterest-bearing deposits | 2,549,000 | 2,441,000 | 2,267,000 | 2,313,000 |
| Equity capital | 1,109,000 | 1,104,000 | 1,094,000 | 1,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 115,000 | 228,000 | 339,000 | 452,000 |
| Interest expense | 18,000 | 36,000 | 52,000 | 68,000 |
| Net interest income | 97,000 | 192,000 | 287,000 | 384,000 |
| Noninterest income | 37,000 | 73,000 | 106,000 | 137,000 |
| Noninterest expense | 96,000 | 189,000 | 291,000 | 395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 76,000 | 102,000 | 126,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 38,000 | 75,000 | 101,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 878,000 | 881,000 | 869,000 | 872,000 |
| Total capital | 909,000 | 911,000 | 899,000 | 902,000 |
| Risk-weighted assets | 5,538,000 | 5,578,000 | 5,404,000 | 5,080,000 |