Call reports 2003
FIRST BANK OF FAIRLAND, THE — 2003
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 9,430,000 | 9,591,000 | 9,689,000 | 9,318,000 |
| Total loans | 4,910,000 | 5,299,000 | 5,420,000 | 5,523,000 |
| Allowance for loan losses | 39,000 | 30,000 | 30,000 | 31,000 |
| Securities available for sale | 1,650,000 | 1,648,000 | 1,642,000 | 1,637,000 |
| Securities held to maturity | 351,000 | 348,000 | 347,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,289,000 | 8,425,000 | 8,536,000 | 8,193,000 |
| Interest-bearing deposits | 6,184,000 | 6,117,000 | 6,256,000 | 6,167,000 |
| Noninterest-bearing deposits | 2,105,000 | 2,308,000 | 2,280,000 | 2,026,000 |
| Equity capital | 1,114,000 | 1,131,000 | 1,109,000 | 1,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 113,000 | 233,000 | 352,000 | 469,000 |
| Interest expense | 30,000 | 58,000 | 83,000 | 106,000 |
| Net interest income | 83,000 | 175,000 | 269,000 | 363,000 |
| Noninterest income | 37,000 | 81,000 | 117,000 | 156,000 |
| Noninterest expense | 95,000 | 193,000 | 286,000 | 382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 63,000 | 100,000 | 137,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 25,000 | 63,000 | 99,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 864,000 | 883,000 | 867,000 | 876,000 |
| Total capital | 903,000 | 913,000 | 897,000 | 907,000 |
| Risk-weighted assets | 5,081,000 | 5,427,000 | 5,499,000 | 5,447,000 |