Call reports 2002
FIRST BANK OF FAIRLAND, THE — 2002
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,555,000 | 9,882,000 | 9,862,000 | 9,463,000 |
| Total loans | 4,526,000 | 4,496,000 | 4,767,000 | 4,940,000 |
| Allowance for loan losses | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities available for sale | 2,299,000 | 1,635,000 | 1,644,000 | 1,651,000 |
| Securities held to maturity | 138,000 | 360,000 | 356,000 | 353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,406,000 | 8,705,000 | 8,682,000 | 8,300,000 |
| Interest-bearing deposits | 6,324,000 | 6,388,000 | 6,246,000 | 6,103,000 |
| Noninterest-bearing deposits | 2,082,000 | 2,317,000 | 2,435,000 | 2,197,000 |
| Equity capital | 1,104,000 | 1,126,000 | 1,132,000 | 1,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 285,000 | 412,000 | 533,000 |
| Interest expense | 46,000 | 89,000 | 126,000 | 161,000 |
| Net interest income | 102,000 | 196,000 | 286,000 | 372,000 |
| Noninterest income | 32,000 | 65,000 | 105,000 | 143,000 |
| Noninterest expense | 100,000 | 191,000 | 289,000 | 407,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 70,000 | 102,000 | 108,000 |
| Income tax | -141,000 | -140,000 | -139,000 | -140,000 |
| Net income | 175,000 | 210,000 | 241,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 860,000 | 892,000 | 887,000 | 895,000 |
| Total capital | 899,000 | 931,000 | 926,000 | 934,000 |
| Risk-weighted assets | 4,856,000 | 5,006,000 | 5,112,000 | 5,146,000 |