Call reports 2001
FIRST BANK OF FAIRLAND, THE — 2001
What FIRST BANK OF FAIRLAND, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,207,000 | 9,280,000 | 9,624,000 | 9,573,000 |
| Total loans | 4,749,000 | 4,858,000 | 4,527,000 | 4,517,000 |
| Allowance for loan losses | 46,000 | 44,000 | 44,000 | 41,000 |
| Securities available for sale | 2,861,000 | 2,861,000 | 2,868,000 | 2,500,000 |
| Securities held to maturity | 156,000 | 152,000 | 147,000 | 143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,874,000 | 7,952,000 | 8,282,000 | 8,295,000 |
| Interest-bearing deposits | 5,829,000 | 5,628,000 | 6,005,000 | 5,985,000 |
| Noninterest-bearing deposits | 2,045,000 | 2,324,000 | 2,277,000 | 2,310,000 |
| Equity capital | 1,089,000 | 1,091,000 | 1,094,000 | 1,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 355,000 | 525,000 | 678,000 |
| Interest expense | 66,000 | 131,000 | 194,000 | 249,000 |
| Net interest income | 111,000 | 224,000 | 331,000 | 429,000 |
| Noninterest income | 37,000 | 73,000 | 114,000 | 153,000 |
| Noninterest expense | 90,000 | 189,000 | 290,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 108,000 | 155,000 | 196,000 |
| Income tax | 16,000 | 29,000 | 42,000 | 54,000 |
| Net income | 42,000 | 79,000 | 113,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 791,000 | 813,000 | 815,000 | 817,000 |
| Total capital | 837,000 | 857,000 | 859,000 | 858,000 |
| Risk-weighted assets | 4,651,000 | 4,933,000 | 4,785,000 | 4,853,000 |