Call reports 2026
ESB BANK — 2026
What ESB BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 198,105,000 | 208,865,000 |
| Total loans | 158,878,000 | 164,224,000 |
| Allowance for loan losses | 1,746,000 | 1,794,000 |
| Securities available for sale | 13,181,000 | 14,768,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 168,640,000 | 179,119,000 |
| Interest-bearing deposits | 154,675,000 | 165,477,000 |
| Noninterest-bearing deposits | 13,965,000 | 13,642,000 |
| Equity capital | 18,696,000 | 18,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,908,000 | 5,978,000 |
| Interest expense | 1,256,000 | 2,557,000 |
| Net interest income | 1,652,000 | 3,421,000 |
| Noninterest income | 245,000 | 434,000 |
| Noninterest expense | 1,020,000 | 2,044,000 |
| Provision for loan losses | 48,000 | 96,000 |
| Pretax income | 829,000 | 1,715,000 |
| Income tax | 78,000 | 165,000 |
| Net income | 751,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,705,000 | 18,933,000 |