Call report 2025Q4
ESB BANK — 2025Q4
The 22 measures ESB BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,122,000 | USD | evidence → |
| Total loans | 158,466,000 | USD | evidence → |
| Allowance for loan losses | 1,698,000 | USD | evidence → |
| Securities available for sale | 9,533,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,131,000 | USD | evidence → |
| Interest-bearing deposits | 152,672,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,459,000 | USD | evidence → |
| Equity capital | 18,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,427,000 | USD | evidence → |
| Interest expense | 5,089,000 | USD | evidence → |
| Net interest income | 6,338,000 | USD | evidence → |
| Noninterest income | 862,000 | USD | evidence → |
| Noninterest expense | 3,705,000 | USD | evidence → |
| Provision for loan losses | 192,000 | USD | evidence → |
| Pretax income | 3,303,000 | USD | evidence → |
| Income tax | 342,000 | USD | evidence → |
| Net income | 2,961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,254,000 | USD | evidence → |