Call reports 2022
ESB BANK — 2022
What ESB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,449,000 | 151,779,000 | 156,965,000 | 154,554,000 |
| Total loans | 107,392,000 | 113,617,000 | 118,898,000 | 120,354,000 |
| Allowance for loan losses | 1,458,000 | 1,428,000 | 1,411,000 | 1,412,000 |
| Securities available for sale | 8,038,000 | 10,579,000 | 19,162,000 | 22,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,871,000 | 127,944,000 | 134,220,000 | 131,191,000 |
| Interest-bearing deposits | 112,710,000 | 114,728,000 | 120,839,000 | 118,149,000 |
| Noninterest-bearing deposits | 14,161,000 | 13,216,000 | 13,381,000 | 13,042,000 |
| Equity capital | 13,999,000 | 14,164,000 | 13,847,000 | 14,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,843,000 | 4,579,000 | 6,497,000 |
| Interest expense | 228,000 | 479,000 | 872,000 | 1,426,000 |
| Net interest income | 1,179,000 | 2,364,000 | 3,707,000 | 5,071,000 |
| Noninterest income | 154,000 | 305,000 | 497,000 | 647,000 |
| Noninterest expense | 743,000 | 1,473,000 | 2,250,000 | 3,086,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 560,000 | 1,166,000 | 1,907,000 | 2,559,000 |
| Income tax | 0 | 99,000 | 163,000 | 228,000 |
| Net income | 560,000 | 1,067,000 | 1,744,000 | 2,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,890,000 | 14,167,000 | 14,173,000 | 14,768,000 |