Call reports 2021
ESB BANK — 2021
What ESB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 137,798,000 | 144,626,000 | 143,405,000 | 153,762,000 |
| Total loans | 103,900,000 | 102,326,000 | 105,245,000 | 104,668,000 |
| Allowance for loan losses | 1,314,000 | 1,361,000 | 1,397,000 | 1,428,000 |
| Securities available for sale | 8,734,000 | 9,731,000 | 9,476,000 | 9,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,989,000 | 121,425,000 | 119,635,000 | 130,110,000 |
| Interest-bearing deposits | 101,235,000 | 108,678,000 | 107,082,000 | 116,716,000 |
| Noninterest-bearing deposits | 12,754,000 | 12,747,000 | 12,553,000 | 13,394,000 |
| Equity capital | 13,828,000 | 12,877,000 | 13,300,000 | 14,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,722,000 | 4,092,000 | 6,112,000 |
| Interest expense | 238,000 | 475,000 | 712,000 | 946,000 |
| Net interest income | 1,089,000 | 2,247,000 | 3,380,000 | 5,166,000 |
| Noninterest income | 770,000 | 947,000 | 1,184,000 | 1,405,000 |
| Noninterest expense | 754,000 | 1,428,000 | 2,100,000 | 2,929,000 |
| Provision for loan losses | 48,000 | 96,000 | 132,000 | 162,000 |
| Pretax income | 1,057,000 | 1,670,000 | 2,332,000 | 3,480,000 |
| Income tax | 0 | 0 | 0 | 343,000 |
| Net income | 1,057,000 | 1,670,000 | 2,332,000 | 3,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,308,000 | 12,377,000 | 12,830,000 | 13,643,000 |